Home is where the heart is and also where most of your possessions are as well. If something were to happen to your home, you could lose almost everything that you possess. That is a massive loss and trying to remember what you had prior to the loss can be a gargantuan task. At AIA Insurance of Wisconsin in Green Bay, WI, we will be there when you need to file a claim but it will help all involved if you have a home inventory. 

A home inventory is a simple thing really, it is just a listing of all your possessions. If you have never thought about the number of things that you own, this is the time. It will come as quite a shock when you realize just how much there is. Making your inventory involves listing all these things and any backup information you may have. 

It is easier if you are organized and so one room at a time. List all the items in the room, including things in drawers, cupboards, and closets. Then take pictures from a variety of angles. Be detailed in your description and include brand names and serial numbers if it applies. Receipts and sales slips are a big help and, for expensive items, an appraisal. 

Go through your entire home from top to bottom and then hit the garage and shed if necessary. Better to have more information than you need rather than too little. 

Once the inventory is complete, it needs to be stored in a safe place. Away from home is best, but in a water and fireproof container for sure. Having a copy in the cloud is an excellent option. 

Contact AIA Insurance of Wisconsin in Green Bay, WI when you are prepared to discuss your home insurance and the benefits of a home inventory. 

As a parent, your children influence most of your decisions. You need to go the extra mile to make sure they’re safe and living in a great environment. That means buying insurance that focuses on their safety, such as home insurance. At AIA Insurance of Wisconsin, we advise parents to get the most comprehensive home insurance they can find. 

You can never really predict what may go wrong when your kids are at home, school, or any other place in Green Bay, WI. The good news is that home insurance comes with many primary coverages that help keep your children out of trouble or danger. You can also go for optional coverages, which vary from one insurance company to another. Let’s look at some of them.

Property Damage Liability

This coverage pays for damages that your children might cause on other people, such as breaking their windows while playing. The coverage also pays legal fees if you are sued for these damages.

Bodily Injury Liability

This liability coverage pays medical bills or legal fees if another person gets injured on your property and sues you for the injuries. It doesn’t matter whether they got injured in an accident or your children caused the injuries. 

Additional Living Expenses

Additional living expenses provide your family with a temporary living arrangement in case your home becomes inhabitable due to perils like fire. 

Personal Property Coverage

This coverage helps compensate for damaged or stolen items. It’s broader and more versatile as it can pay for your child’s laptop and other belongings when they are stolen or damaged accidentally in school and other areas.

Home insurance is a must-have for every parent in Green Bay, WI. If it’s your first time buying the policy, AIA Insurance of Wisconsin can help you through the process. Feel free to contact us for more information, queries, or new policy discussions.